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You do not need a doctor’s exam to qualify for a final expense life insurance policy with American Century Life Insurance. All you have to do is answer a few questions about your health status on the application form.

In case you change your mind in the first 30 days of the policy and want to cancel it, just call us at (855) 966-1111 and we will send you full refund of the premium payment. No questions asked and no reason required.

Your premium is set when you purchase the policy. Your monthly premium is based on your age, sex and the amount of insurance you purchase. From that point forward it will remain the same as long as the policy is in effect and premium payments are made as scheduled.