Plans

PLANS

We offer a number of different plans that will fit people in various ages, health conditions, and benefits payment preferences. Below is a short summary on each plan. Click on the plan name to get more information:

Life Insurance

Whole Life
This is a traditional whole life plan. It will provide you the best possible premium according to your health condition.

Cash Accumulator
A simple plan to allow you to accumulate cash to pay for final expense.

Limited Pay
This plan allows you to pay the premium over a shorter period of time and have a fully paid up plan in just few years. Premium can paid over 3 years, 5 years, 10 years, or in a single payment.

Life Term
A 5 year renewable term plan that will last until you reach the age of 90.
This plan is a great way to have a long term policy at a low premium. The plan is issued for ages 18-80.

Annuities

Single Premium Deferred Annuity
A traditional annuity in which you earn a guaranteed interest rates for 5, 7, or 10 years.
After the guaranteed period you may withdraw the funds, start receiving monthly payouts, or
start another guaranteed period. The plan is issued for ages 0-80.

Single Premium Immediate Annuity
With this annuity you make one premium payment when the annuity is purchase and start
receiving monthly payout for 3, 5, 7, or 10 years. The monthly payout is set when the
annuity is purchased and cannot change after that.

Savings Annuity
This is flexible annuity to which you can add funds over time. The interest rate you will
earn changes over time, but will never by lower than 3%. You can withdraw the funds at any
time without any penalties. The maximum initial amount is $2,000 and the total contributions
cannot exceed $5,000.

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